Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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Florida Hospital Association to Urge Legislators to Re-Enact PIP
13 March 2007
CAMCO Exec Settles With FTC Over Debt Purchasing and Collection
13 March 2007
Senate Finance Committee to Hold Hearing on Universal Health Coverage
12 March 2007
UK Gov't Agency Revokes License of Collection Agency
12 March 2007
Collection Agency Reminds Consumers of Rights when Dealing with Collectors
9 March 2007
State Shuts Down Unlicensed Collection Agency
9 March 2007
Illinois Hospital Association Supports Governor's Uninsured Plan
8 March 2007
Senator Seeks to Protect $4.6 billion in Medicaid Funds for Florida Hospitals
8 March 2007
Senate Comes Down on Credit Card Issuers' Practices
8 March 2007
State Looks to Drop Dual-Consent Recordings of Collectors
8 March 2007
CEO of Chase Card Services to Apologize to Senate Committee Today
7 March 2007
House Bill would Block Credit Cards for Illegals
7 March 2007
Government Urges Caution on Subprime Rates
5 March 2007
Groups Urge End to Predatory Lending and Debt Collection
2 March 2007
Six Health Care Employees Arrested for Medicaid Fraud
27 February 2007
FIFA Blocked from Arbitration Against MasterCard
27 February 2007
Experian Unit to Pay $300,000 to Settle FTC Charges
23 February 2007
Conviction in Acxiom Data-Theft Case Upheld
22 February 2007
EU to Take a Hard Look at Visa Practices Next Year
20 February 2007
Debt Collectors Coming for City Parking Scofflaws
15 February 2007