Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

See all Topics

Filter by Location

Alabama Alaska American Samoa Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Northern Mariana Islands Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas United States Virgin Islands Utah Vermont Virginia Washington Washington D.C. West Virginia Wisconsin Wyoming
Cartoon image of a yellow emoji face with hand waving [Image by creator Yael Weiss from AdobeStock]

Creditors Should Build Trust in Collections by Saying 'Goodbye'

8 March 2018
File drawer with one folder in focus, labeled "Dismissed" [Image by creator tashatuvango from AdobeStock]

FDCPA Caselaw Review for January 2018

8 March 2018

Collection Industry Requests Guidance from Mass AG Regarding Longstanding Interpretation of Validation Requirements

1 March 2018
Group of people discussing at a table [Image by creator pressmaster from AdobeStock]

CFPB Advisory Committee Meets; Emphatic Agreement that Debt Collection Rules are Needed

1 March 2018
[Image by creator dizain from AdobeStock]

E.D.N.Y.: Collection Agency Can Enforce Arbitration Clause of Underlying Credit Agreement

28 February 2018
AdobeStock-common-sense

Church Provides No Sanctuary: Sixth Circuit’s FDCPA Decision May Breathe New Life into TCPA Spokeo Arguments

22 February 2018
AdobeStock-common-sense

Maryland Court Finds Mini-Miranda Not Necessary on Certain Consumer-Initiated Calls

21 February 2018

‘A Convenient Truth: Convenience Fees and Compliance’ Available Now from BillingTree

21 February 2018
A man in a suit standing on a ladder with binoculars looking over the top of a city under a sunny sky with wispy clouds [Image by creator Kurhan from AdobeStock]

Debt Collectors Hoping For Relief from Courts on Collection Letter Claims May Soon Get Clarity (podcast)

20 February 2018
Small statue of lady justice [Image by creator sebra from AdobeStock]

N.D. Illinois Makes Reasonable Ruling on Interest Disclosure Requirements

15 February 2018

Regulatory Reform Panel Raises Important Discussion

14 February 2018

New Jersey: Including a Phone Number on Initial Letter Does Not Violate the FDCPA

6 February 2018
Image of a mobile phone that says "Fintech" next to lots of white financial icons that appear to be floating in the air [Image by creator zapp2photo from AdobeStock]

Congress Holds Fintech Hearing; 77 Million in Collections Left Out of Discussion

1 February 2018

SCOTUS: State Statute of Limitations Pauses for Federal Court

29 January 2018
[Image by creator dpyancy from AdobeStock]

7th Cir. Holds Debt Collector Violated FDCPA Despite Using Miller Safe Harbor Language

29 January 2018
[Image by creator Krasimira Nevenova from AdobeStock]

Mulvaney Suggests Debt Collection Rules May Be Coming

24 January 2018
A person pressing a red "full disclosure" button on a keyboard with white keys [Image by creator momius from AdobeStock]

E.D.N.Y. Decides “Settlement May Have Tax Consequences” is an Acceptable 1099C Disclosure

22 January 2018

Committee Meets Today on Bill to Exempt Lawyers from FDCPA

17 January 2018
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

FDCPA Caselaw Review for December 2017

17 January 2018
Blind justice figurine in font of old fashioned books [Image by creator Kaspars Grinvalds from AdobeStock]

Perfect Storm Coalesces as Division of Banks, Debt Buyers and Consumer Lawyers Await Decision in Massachusetts

16 January 2018

About

News RSS Feed



Copyright Auriemma Roundtables, Inc. All rights reserved.