Collection Laws and Regulations News

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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insideARM First Party Summit for Credit Grantors and Call Center Providers

8 June 2016

ABA and CBA Argue FCC Proposed Rule Conflicts with Congressional Intent

7 June 2016

CFPB Files Lawsuit Against Payment Processor and Executives

7 June 2016

FDCPA Case Law Review for May 2016

7 June 2016

House Financial Services Committee Chairman to Unveil Details on Plan to Replace Dodd-Frank

1 June 2016

Debt Collection Lawsuits Revisited: Seventh Circuit Rules Collectors Not Required To Go To Trial

1 June 2016

Podcast: Do Consumers Need to Show "Concrete" Injury to Sue Debt Collectors?

26 May 2016

Eleventh Circuit Court of Appeals Determines that a “Debt Collector” filing a Bankruptcy Court Proof of Claim on a Time-Barred Account is an FDCPA Violation

25 May 2016

Maryland Debt Collection Litigation Bill Signed Into Law

24 May 2016