Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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Judge Dismisses Third Party Disclosure FDCPA Case and Opines on Nature of the Law
17 November 2014
Nearly 60% of ARM Firms Think They May Have Been Baited Into a Violation
17 November 2014
Maine Attorney General Issues Warning on Debt Collection Scam
17 November 2014
U.S. Gov't to Test In-House Student Loan Debt Collections, Cutting Out Private ARM Firms
14 November 2014
State AG Launches Enforcement Action Against Payday Lender and Affiliated Debt Collectors
14 November 2014
DBA International Applauds New FTC Security Measure on the Sharing of Portfolio Data
14 November 2014
Feds Investigating Banks' and Debt Buyers' Treatment of Bankruptcy Accounts
13 November 2014
CFPB Proposes Strong New Federal Protections for Prepaid Financial Products
13 November 2014
FTC Details Data Security Steps for Debt Buyers and Sellers
13 November 2014
American Bar Association Condemns Debt Collector/DA Relationships and Letter Practices
12 November 2014
Financial Services Groups to Congress: Retailers Inaccurate and Misleading on Data Breaches
12 November 2014
How to Avoid FDCPA Claims of Overshadowing
11 November 2014
UK Regulator to Cap Prices on Payday Loans
11 November 2014
DBA International Announces Team Expansion
10 November 2014
Executive Change: Wendy Kukla Named Director of Training & Quality Assurance at Hollis Cobb
10 November 2014
State AG Sues Process Server Over 'Sewer Service' in Debt Collection Lawsuits
7 November 2014
Gauging the Impact of the Election on the Debt Industry
6 November 2014
CFPB Issues Consumer Advisory for Seniors Dealing with Debt Collectors
6 November 2014
FTC Settles with Debt Portfolio Broker Over Disclosures in Online Postings
5 November 2014
The 4 Must-Haves for Compliance Systems
4 November 2014
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