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A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.

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Circuit Court Rules Against ARM Firm in Allowable Interest FDCPA Case

28 October 2014

President Signs Executive Order on Identity Theft; Endorses Chip and PIN for Cards

20 October 2014

Share of Debt Types of Youngest and Oldest Consumers Changed Dramatically in Last Decade

8 October 2014

Consumer Delinquencies Fall Nearly Across the Board in Second Quarter

7 October 2014

Credit Card Use Mirrors Broader Economy in First Quarter

30 September 2014

New Rules for Debt Collection Suits Finalized in New York Courts

17 September 2014

Compliance Acronym Stew: Is Your Collection Agency at Risk? Part II: PCI DSS

10 September 2014

BofA Wins Dramatic Attorney Fee Reduction in TCPA/Debt Collection Call Class Action

9 September 2014

CFPB Warns Credit Card Companies on Marketing Interest Rate Promotions

4 September 2014

Group to Study Uniform State Laws for Debt Buying and ARM Industry

2 September 2014

Study Shows Collection Agencies Recovering More Debt at Lower Pay with Fewer Collectors

5 August 2014

Capital One and Three ARM Firms Agree to $75 million TCPA Settlement

31 July 2014

More than 35 Percent of American Adults are Currently in Collections: Report

29 July 2014

Where are the Collection Opportunities in Coming Years?

17 July 2014

CFPB Sues Debt Collection Law Firm Over Suit Volume, FDCPA Violations

15 July 2014

Credit Card Delinquencies Fall Significantly in First Quarter

10 July 2014

Subprime Credit Card Borrowing on the Rise

1 July 2014

GE Capital/Synchrony Bank to Pay $225 million in CFPB Credit Card Discrimination Action

19 June 2014

Fed Reports Big Spike in Credit Card Use in April

9 June 2014

Third Party Debt Collection Accounts Jump in First Quarter

14 May 2014

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