A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.

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Cordray Addresses Industry Criticism at Consumer Bankers Conference

10 March 2016

11th Cir. Upholds Dismissal of FDCPA, FCCPA Complaint for Failure to State Claims

10 March 2016

Illustration of a table with the word "LOANS" in the middle, surrounded by people's arms pointing to charts and money [Image by creator ribkhan from AdobeStock]

CFPB Actions Put Marketplace Lenders in the Crosshairs

8 March 2016

Settlement Reached in TCPA Case Against Chase Bank; Attorneys Win

8 March 2016

Wisconsin Governor Signs Debt Collection-Friendly Bill

1 March 2016

In Spite of FCC, 70 Percent of TCPA Decisions in Last 14 Months Positive for Industry

22 February 2016

Court Rules in Favor of Law Firm and Creditor in Four Year Old FDCPA and Bankruptcy Case

19 February 2016

Empirical Evidence Suggests Dodd-Frank Has Led to 14.5 Percent Drop in Consumer Credit

28 January 2016

2nd Circuit Rules Bankruptcy Code Does Not Preclude FDCPA Suit in District Court

28 January 2016

Class Certification Rejected in Alleged FDCPA/RICO Suit Against Sherman Financial Group

26 January 2016

Rohit Chopra Moves to a Bigger Student Loan Stage, at the Department of Education

15 January 2016

FTC Announces Settlement with Payday Lenders

6 January 2016

FTC and CFPB File Amicus Brief in Carmen Franklin v. Parking Revenue Recovery Services, Inc.

21 December 2015

Time Warner TCPA Litigation Stayed Pending Appeal on FCC Rulemaking

21 December 2015

CFPB Fines Payday Lender $10M For Debt Collection Practices

17 December 2015

CFPB Issues Bulletin Warning About Risk of In-Person Collections

17 December 2015

Supreme Court Enforces Mandatory Arbitration Provision in California

15 December 2015

FTC's Koegel Sends a Message to Creditors: Don't Dismiss the FDCPA

8 December 2015

Easing Of The Chokepoint? FDIC Clarifies That Banks Can Offer Services to Non-Bank Payday Lenders

25 November 2015

CFPB Brings Action Against Online Lender for Deceiving Borrowers

19 November 2015