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A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.

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New ProPublica Article Criticizes Debt Collection Litigation on Medical Accounts; Paints One Firm as Outlier

28 April 2016

Former CFPB Senior Advisor: Debt Collection Industry Must Press CFPB to Put Complaint Data in Context

27 April 2016

Bank of America Agrees to Pay $1Million to Settle TCPA Lawsuit

25 April 2016

Florida’s Third DCA Reverses Course on Statute of Limitations for Mortgage Foreclosure

25 April 2016
Illustration of a table with the word "LOANS" in the middle, surrounded by people's arms pointing to charts and money [Image by creator ribkhan from AdobeStock]

Marketplace Lending Leader Says His Market Should Embrace Sophisticated Collectors

19 April 2016

Summary Judgment Granted Against Dallas Debt Collector for Bad Behavior

15 April 2016

Creditors: If You Do First Party Outsourcing, We’d Like to Hear From You

14 April 2016

4th Cir. Confirms Entity Is Not FDCPA ‘Debt Collector’ Merely Because It Purchases Defaulted Debt

12 April 2016
[Image by creator from ]

Call For Presentations: First Party Outsourcing Summit, October 17-19, 2016

7 April 2016

Supreme Court Case About Debt Buying and Interest Rates Now in Question

1 April 2016

Headline The ARM Industry Should Like to See: “Closing Time for a Fake Debt Collector”

31 March 2016

SCOTUS Challenges Plaintiff Argument on Use of AG Letterhead in FDCPA Case

30 March 2016

Bank of America Debt Securitization Case is Actually Round Two

18 March 2016
Richard Cordray testifying before Congress [Image by creator from insideARM]

Payday Lending, Exemption for Community Banks, Arbitration and Ally Were the Hot Topics During CFPB Director Cordray's Testimony Before Congress

18 March 2016

Bank of America Hit With Class Action Over Debt Collection Litigation on Securitized Accounts

17 March 2016

NYDFS and CFPB Sample Request for Substantiation Letters are Awfully Complex

15 March 2016

Canadian Creditors Dropping the Ball Where Ontario Residents Represented by Debt Settlement Firms

15 March 2016

Major Credit Bureaus Issue Furnisher Data Reporting Process Changes

11 March 2016
[Image by creator James Steidl from AdobeStock]

Credit Reporting, Overdraft Issues and the Remittance Rule Dominate the CFPB's 2016 Winter Supervisory Highlights

11 March 2016

Court Rules Express Consent Passes from Creditor to Collector

11 March 2016

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