The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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Bartmann Ethical Debt Collection Practices Act: Amusement and Concern
22 February 2012
FTC Halts $5 million Debt Collection Scam Operating in India
22 February 2012
That Time Hollywood Video Tried to Collect Some Bad Debt
22 February 2012
Can the CFPB Make Debt Collectors Reveal their Privileged Documents?
21 February 2012
insideARM.com on Forbes: Michael Klozotsky on Debt Collectors as "Chopped" Liver
21 February 2012
Pennsylvania = Freedom! for Credit Card Defaulters
21 February 2012
LA Times Looks at the CFPB's New Role Over Larger Collection Agencies
21 February 2012
ACA's Pat Morris Takes on USA Today. Who Won?
17 February 2012
FDCPA Suits Jump in Second Half of January
16 February 2012
Turn Around, Bright Eyes: Chase Bank Slows Down Consumer Lawsuits
15 February 2012
Senator Joins Bill Bartmann in Collection Industry Crusade
15 February 2012
What You Can Do, Right Now, to Help the Collections Industry
9 February 2012
NCO Settles Debt Collection Action with 19 States
7 February 2012
Getting Ready for the DBA Conference
3 February 2012
WebRecon to Transform, Begin Verifying Litigant IDs and Tracking Pre-Litigation Demands
31 January 2012
The Limits on Direct and Vicarious Liability Under the FDCPA
31 January 2012
Asset Acceptance to Pay $2.5 Million in Settlement with FTC Over Time-Barred Debt
30 January 2012
Kiwi Hell's Angel Not Great At Following Rules, Society
27 January 2012
FDCPA Lawsuits Fall Again in First Half of January
27 January 2012
Debt Collection Compliance and State Chain of Title Requirements
25 January 2012
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