The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
Filter by Location
Collection Letter Mass Mailing Errors and Other Crisis Responses
23 January 2012
FDCPA Lawsuits Set Another Record in 2011
12 January 2012
FDCPA Lawsuits Flat in First Half of December
28 December 2011
Davis Wright Tremaine Partner to Speak at FFIEC Authentication Guidance Examination Live Webcast
23 December 2011
Doing it Wrong: Puffy Cheek Bandit Tries to Use the FDCPA in a Non-FDCPA Way, Fails
22 December 2011
FDCPA Ruling in Favor of Collector Defines One Aspect of "Communication"
22 December 2011
FTC Wins $300,000 Debt Collection Case Against Payday Lender
19 December 2011
FDCPA Lawsuits Continue Downward Slide in November
14 December 2011
Debt Collection Cease and Desist Letters: The Unintended Consequences
6 December 2011
FDCPA Lawsuits Fall Again in First Half of November
30 November 2011
Even the Dictionary Hates Debt Collectors
21 November 2011
Weekly Wrap-Up Podcast - Week of November 14
20 November 2011
Court Ruling Favors Debt Collector; Provides Some Direction on "Harassment"
18 November 2011
NARCA Urges Supreme Court to Reject "Meaningful Involvement" Doctrine
17 November 2011
FDCPA Lawsuits Fall Slightly in Second Half of October
17 November 2011
Top Reasons Why Consumers Sue Debt Collectors
16 November 2011
NoLA District Attorney May Get $300k from Collection Lawsuit Against Gambler
14 November 2011
Doing it Wrong: Debt Collector Becomes Sex Collector, Says ABC 24
11 November 2011
Judge Sues Newspaper Over Debt Collection Stories
11 November 2011
Collection Agency Makes $4.3 Million Debt Cancellation Deal with State Enforcement Office
9 November 2011
Copyright Auriemma Roundtables, Inc. All rights reserved.
![[Image by creator from ]](/media/images/Finvi_Tech_Trends_Whitepaper.max-80x80.png)
![[Image by creator from ]](/media/images/Collections_Staffing_Full_Cover_Thumbnail.max-80x80.jpg)
![Report cover reads One Conversation Multiple Channels AI-powered Multichannel Outreach from Skit.ai [Image by creator from ]](/media/images/Skit.ai_Landing_Page__Whitepaper_.max-80x80.png)
![[Image by creator from ]](/media/images/paper-collections_triggers_1_1.max-80x80.png){kind=small}
![Report cover reads Bad Debt Rising New ebook Finvi [Image by creator from ]](/media/images/Finvi_Bad_Debt_Rising_WP.max-80x80.png)
![Report cover reads Seizing the Opportunity in Uncertain Times: The Third-Party Collections Industry in 2023 by TransUnion, prepared by datos insights [Image by creator from ]](/media/images/TU_Survey_Report_12-23_Cover.max-80x80.png)
![[Image by creator from ]](/media/images/Skit_Banner_.max-80x80.jpg)
![Webinar graphic reads Legal Hot Topics from insideARM's CRC Legal Advisory Board July 18,24 at 2pm ET [Image by creator from ]](/media/images/Landing_Page_Graphic_3.max-80x80.png){kind=small}
![Webinar graphic reads Help Wanted: Predictive, Collaborative and Intelligent Contact Data April 25 at 3pm et by TransUnion [Image by creator from ]](/media/images/Web_replay_Landing_Page.max-80x80.png){kind=small}
![Webinar graphic reads Multi-Channel AI: Improve Contacts & Increase Revenue Compliantly April 4 at 2pm et [Image by creator from ]](/media/images/Skit.ai_InsideARM_Landing_Page_1200x627.max-80x80.png){kind=small}
![Streamline Your Collections Process with Voice AI [Image by creator from ]](/media/images/Streamline_Your_Collections_Process_with_Voice.max-80x80.png){kind=small}
![How to Connect with Today’s Digital Consumer [Image by creator Editor from insideARM]](/media/images/finvi_webinar_thumbnail.max-80x80.png){kind=small}
![Customizable or Configurable? Webinar [Image by creator Editor from insideARM]](/media/images/Landing_Page_2.max-80x80.png){kind=small}
![How to Launch an Omnichannel Collection Strategy [Image by creator Neustar from insideARM]](/media/images/omnichannel-webinar.max-80x80.png){kind=small}
![Breaking Down the CFPB's Opinion on Convenience Fees [Image by creator Editor from insideARM]](/media/images/2022-11-convieniance-fees-webinar.max-80x80.png){kind=small}