FDCPA News RSS Feed

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

See all Topics

Filter by Location

Alabama Alaska American Samoa Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Northern Mariana Islands Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas United States Virgin Islands Utah Vermont Virginia Washington Washington D.C. West Virginia Wisconsin Wyoming
a pair of glasses lays on an open book with two highlighters, yellow and blue [Image by creator Hans from Pixabay]

A Review of 2020 FDCPA and TCPA Opinions from the Second Circuit

5 January 2021
Microphone sitting on table [Image by creator olegkruglyak3 from AdobeStock]

Part 2 of the CFPB's Final Debt Collection Rule (Reg F) is Here

18 December 2020
Image of a compass with the arrow pointing towards the word "trend" [Image by creator Olivier Le Moal from AdobeStock]

2020 Collections-Related Case Law Year in Review

17 December 2020
a man in blue jeans and a kind of neutral color sweater showing his empty pockets [Image by creator derneuemann from Pixabay]

9th Cir. Reverses Trial Court Ruling in Favor of Defendant on FDCPA Claim Related to Bankruptcy

15 December 2020
a taupe-colored Volkswagen parked poorly in a parking lot [Image by creator Pexels from Pixabay]

FTC settles first enforcement action targeting “debt parking”

14 December 2020
File drawer with one folder in focus, labeled "Licenses" [Image by creator tashatuvango from AdobeStock]

The CFPB Curtails the Activities of an Unlicensed Debt Collector: Striking a Chord Between State Licensing Compliance and the FDCPA

10 December 2020
old rusty typewriter keys [Image by creator KoalaParkLaundromat from Pixabay]

Regulation F—the CFPB's Final Rule on Debt Collection—Is Now Published in the Federal Register

30 November 2020
A wall of file drawers, one of them open, holding orange file folders [Image by creator Maxim_Kazmin from AdobeStock]

Ninth Circuit: Contractually Obligating Creditor Clients to Provide Accurate Information is Insufficient on Its Own to Satisfy Bona Fide Error Defense

25 November 2020
[Image by creator BillionPhotos.com from AdobeStock]

Has the Definition of Consumer Changed? Insight from Research Assistant

24 November 2020
[Image by creator Kenishirotie from AdobeStock]

9th Cir. Holds Mere Reliance on Contract Provision Not Enough for FDCPA ‘Bona Fide Error’ Defense

19 November 2020
Person with pen making a checkmark in a box [Image by creator peshkova from AdobeStock]

Breaking Down the 7-in-7 Rule and a Discussion About D/B/As from Compliance Weekly

17 November 2020
[Image by creator iQoncept from AdobeStock]

Afni Settles with CFPB Over Credit Reporting Practices

16 November 2020
Referee indicating timeout [Image by creator sixdays from AdobeStock]

E.D.N.Y. Judge Warns Frequent-Filer Plaintiffs' Firm: Continue Filing Frivolous Cases Like This and You'll Get Sanctioned

10 November 2020
Image of a man's arm punched through a yellow wall, giving a thumbs up [Image by creator WayhomeStudio from AdobeStock]

Four Things That the CFPB's Final Debt Collection Rule Got Right

8 November 2020
an elaborately designed box from the movie Hellraiser [Image by creator sutulo from Pixabay]

The Puzzle Box That is the Validation Notice Provision in the CFPB's New Rules

5 November 2020
Side of a modern high rise office building that says BANK on the side [Image by creator styleuneed from AdobeStock]

The CFPB's Final Debt Collection Rule: Impacts on Creditors

4 November 2020
Black keyboard with one large red key that says "Opinion" [Image by creator tashatuvango from AdobeStock]

CFPB Advisory Opinions: Hope for Debt Collectors or a Pipe Dream?

3 November 2020
[Image by creator BillionPhotos from AdobeStock]

CFPB Final Debt Collection Rule v. NPRM: What Made the Final Cut?

2 November 2020
Microphone sitting on table [Image by creator olegkruglyak3 from AdobeStock]

CFPB Debt Collection Rule Released: How Did the Cookie Crumble on Hot Industry Topics?

30 October 2020
[Image by creator bbourdages from AdobeStock]

A Review of Supreme Court Justice Amy Coney Barrett's Prior FDCPA Court Decisions

27 October 2020

About

News RSS Feed



Copyright Auriemma Roundtables, Inc. All rights reserved.