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Auto loans are the most common secured debt in the U.S. If a debtor defaults on an auto loan, the creditor can typically repossess the asset – the car – securing the loan. But if the asset is in a state of disrepair or otherwise diminished in value, the creditor cannot recoup the total balance owed by selling the car. So a deficiency balance is due from the debtor, with the balance becoming a receivable on the creditor’s books.

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Credit Acceptance Income Drops 4%

1 November 2007

Auto Lenders Offer Mixed Results, Increase Loss Provisions

25 October 2007

Moody?s SubPrime Auto Loan Index Rises

22 October 2007

Consumer Portfolio Profits Fall 14 Percent

18 October 2007

Auto Loans Weaken in July: Moody?s

3 October 2007

Synergetic Communication Opens New Office in Minneapolis

3 August 2007

Cap One?s Card Income Rises 28%

20 July 2007

Credit Acceptance Announces Extension and Modifications of Credit Agreement

15 June 2007

Kaulkin Ginsberg Facilitates Sale of $45.9 Million Auto Loan Portfolio

11 June 2007

AmeriCredit Announces First Prime/Near-Prime Securitization

24 May 2007

Repo Men Charged with Assault in Car Recovery Case

23 May 2007

Study Shows American Automotive Industry Woes Will Continue

18 May 2007

Consumer Portfolio Services Announces Withdrawal of Secondary Offering

16 May 2007

AmeriCredit Fiscal 3Q Profit Rises

1 May 2007

Collection Agency to Open New Auto Finance Collection Center

27 April 2007

GC Services Wins Collection Awards from Sallie Mae and Nissan

25 April 2007

SAFCo Selects TCI as Finance Software Partner

20 April 2007

Credit Acceptance Announces Completion of $100 million Financing

13 April 2007

AmeriCredit Announces a $1.5 billion Asset-Backed Securitization

12 April 2007

DaimlerChrysler Implements Turnkey Collections System

12 April 2007

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