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Bankruptcy is a legally declared inability by an individual, or business, to pay their creditors. The declaration is known as seeking bankruptcy protection (from creditors) or initiating a bankruptcy filing. Unsecured debts -- like credit card balances -- are typically in peril in bankruptcy filings. But recent changes to the U.S. bankruptcy code have seen more consumers forced to file Chapter 13, which requires a debt repayment plan, rather than Chapter 7, which effectively wipes out unsecured debt.

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Personal Bankruptcy Filings Plunge 70% in First Quarter

12 September 2006

New Bankruptcy Law Putting Credit Counselors in a Bind

12 September 2006

U.S. Courts: Bankruptcy Filings Surge in Calendar Year 2005

12 September 2006

Australian Debt Collection Agency Pushes for a Mortgage Default Register

12 September 2006

Bankruptcy Situation Will Worsen Further ? Debt Counsellors

12 September 2006

Asta Funding Announces Acquisition of VATIV Recovery Solutions LLC

12 September 2006

Judge takes Congress to Task in Bankruptcy Case

12 September 2006

U.S. Company Bankruptcies May Surge from 8-year Low

12 September 2006

Supreme Court: States Can be Sued under Bankruptcy Law

12 September 2006

Bank of America Profit Unexpectedly Falls on Bankruptcies

12 September 2006

LexisNexis Bankruptcy Expert Says Decline Then Rise of Chapter 7 Filings Not Surprising

12 September 2006

Bankruptcy Counseling Law Doesn't Deter Filings

12 September 2006

Top 10 Bankruptcy Myths Debunked

12 September 2006

Consumer Bankruptcy Filings for 2005 Are Highest on Record

12 September 2006

Bankruptcies to weigh on Wells Fargo

12 September 2006

Banks' Credit Card Charge-off Rate Over 7% in October

12 September 2006

Bankruptcy Law Backfires on Credit Card Issuers

12 September 2006

Asta Funding Announcements Bullish on Debt Purchasing in 2006

12 September 2006

Creditors Interchange Bankruptcy Forum Gives Client Partners Advice

12 September 2006

Bankruptcy Law May Push More to Riskier Self-filing

12 September 2006

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