Bankruptcy is a legally declared inability by an individual, or business, to pay their creditors. The declaration is known as seeking bankruptcy protection (from creditors) or initiating a bankruptcy filing. Unsecured debts -- like credit card balances -- are typically in peril in bankruptcy filings. But recent changes to the U.S. bankruptcy code have seen more consumers forced to file Chapter 13, which requires a debt repayment plan, rather than Chapter 7, which effectively wipes out unsecured debt.

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Plaintiff Counsel Threatened With Sanctions Responds to Judge in Experian "Meaningful Review" Credit Dispute Case

30 June 2016

Eleventh Circuit Court of Appeals Determines that a “Debt Collector” filing a Bankruptcy Court Proof of Claim on a Time-Barred Account is an FDCPA Violation

25 May 2016

Arizona Fed. Court Holds No FDCPA Violation for Collecting on Ex-Spouse’s Discharged Debt

7 March 2016

Court Rules in Favor of Law Firm and Creditor in Four Year Old FDCPA and Bankruptcy Case

19 February 2016

2nd Circuit Rules Bankruptcy Code Does Not Preclude FDCPA Suit in District Court

28 January 2016

Bankruptcy Code Precludes FDCPA Claim for Filing POC on Time-Barred Debt, Fla. District Court Holds

27 January 2016

Bankruptcy: A Fresh Start, But at What Cost?

29 July 2015

10 Years Later: What Have We Learned from BAPCPA?

29 July 2015

Are You Properly Reporting Bankruptcies to Credit Bureaus?

29 July 2015

U.S. Supreme Court Holds Chapter 7 Debtor Cannot ‘Strip Off’ Wholly Unsecured Junior Mortgage

2 June 2015

DBA International Offers Webinar on Understanding the New Risks in the Bankruptcy Claim Process

16 April 2015

Circuit Court Rejects FDCPA Claim Based on Alleged Invalid Proof of Claim

4 March 2015

Court Expands FDCPA's "Least Sophisticated" Standard to Include Attorneys

25 February 2015

Bankruptcy Filings Down Nearly 12% in 2014; ARM Firms Well-Represented in Cases

18 February 2015

Fallout Growing from FDCPA Decision on Proof of Claim on Time-Barred Debt

18 November 2014

Feds Investigating Banks' and Debt Buyers' Treatment of Bankruptcy Accounts

13 November 2014

Court Ruling May Pave Way for Some Student Loan Discharge in Bankruptcy

28 August 2014

En Banc Hearing Sought in FDCPA Case, Crawford v. LVNV

8 August 2014

Portfolio Recovery Completes Aktiv Acquisition; Rebrands as PRA Group

16 July 2014

Circuit Court Holds that Filing a Proof of Claim on Time-Barred Debt Violates FDCPA

14 July 2014