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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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U.S. Debt Growing at Fastest Rate in 20 Years - Fed

12 September 2006

U.S. House Panel to Consider Data Security Bill

12 September 2006

House Committee Approves Bill to Protect Phone Records and Wireless Numbers

12 September 2006

Spain's Fake Monks Make a Habit of Dunning Debtors

12 September 2006

Visa US Sales Volume Up 17.5 pct to $1.23 trillion in 2005

12 September 2006

Citigroup Blocks Debit-card Use after non-US Fraud

12 September 2006

Credit Report Freeze Bill Shot Down in Georgia

12 September 2006

Fed Comments: Slowdown in Housing Shouldn't Slow Consumer Spending

12 September 2006

Consumer Credit Shows Signs of Picking Up in January

12 September 2006

Fed Vice Chairman: Americans Can Save and not Hurt Economy

12 September 2006

Bush Quietly Reshaping the Fed

12 September 2006

Last 3 Payday Lenders Agree to Depart North Carolina

12 September 2006

Consumer Sentiment Fades in February

12 September 2006

U.S. Home Loan Demand Falls Despite Rate Drop

12 September 2006

January Consumer Spending Surges, Saving Dips

12 September 2006

U.S. Q4 '05 GDP Revised Up to 1.6%

12 September 2006

Inflation Eats Up most Income Gains

12 September 2006

Home Sales Data Shows Housing Boom Slowing

12 September 2006

Fed Survey Says U.S. Family Debt Soared Between 2001 and 2004

12 September 2006

Lobbyists say Credit Report Freeze a Bad Idea

12 September 2006

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