Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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U.S. Retail Sales Surge

12 September 2006

White House Sees Slow Drop for Home Sales

12 September 2006

ID Analytics Analysis of 70 Data Breaches in 2005 Shows the Largest Volume Occurred in Education Sector

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U.S. Job Claims Signal Labor Market in Good Shape

12 September 2006

Australian Debt Collection Agency Pushes for a Mortgage Default Register

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Credit Card Firms Dangle Bait to those who Owe Taxes

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U.S. Consumer Credit Up $3.35 bln in Dec

12 September 2006

West Corporation Announces Agreement to Purchase Raindance Communications

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Two US Private Equity Groups Discuss $10.5 billion Experian Bid

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Bank of China IPO delay

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IRS Announces ?Dirty Dozen? Tax Scams for 2006 - Credit Counseling On the List

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Health Canada Sending Collection Agencies after Delinquent Medical Pot Users

12 September 2006

Data Sharing Improves Bank Service

12 September 2006

House Passes Bank Deposit Reform, Sends to Bush

12 September 2006

National Consumer Protection Week on Credit.com

12 September 2006

FTC Cracks Down on 'Credit Repair' Scams

12 September 2006

Debt Collector Offers Payback

12 September 2006

U.S. Company Bankruptcies May Surge from 8-year Low

12 September 2006

New State Lending Law Outlines Zip Codes for Credit Counseling

12 September 2006

First Horizon National Corp. Sells Merchant Processing Business to NOVA

12 September 2006