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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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American Express Profit in Line as Cardholder Spending Jumps

12 September 2006

Analysts Expect Big News from First Data on Thursday

12 September 2006

UK Credit Card Lenders Admonished in New Report

12 September 2006

AmeriQuest to Pay $325 million in Settlement

12 September 2006

Fed Says at Least One More Rate Hike

12 September 2006

LexisNexis Bankruptcy Expert Says Decline Then Rise of Chapter 7 Filings Not Surprising

12 September 2006

Snow, White House Tout Economic Good Times

12 September 2006

German Retail Group Files Credit Card Fees Complaint

12 September 2006

Washington Mutual Earnings Rise on Providian Purchase

12 September 2006

Experian-Gallup Survey Shows Two in Three Consumers Expect to Reduce Their Credit Card Debt in 2006

12 September 2006

U.S. Regulator Proposes New Credit Union Member Rule

12 September 2006

Bankruptcy Counseling Law Doesn't Deter Filings

12 September 2006

Britain Cuts Back on Credit Card Habit

12 September 2006

Inflation Takes a Step Back

12 September 2006

Pay By Touch Completes Acquisition of BioPay

12 September 2006

Economic Data Point to a Soft Landing, for now

12 September 2006

Court Upholds Ruling against Predatory Mortgage Loans to Black Home Buyers

12 September 2006

Consumer Bankruptcy Filings for 2005 Are Highest on Record

12 September 2006

Credit Card Debt Tops $3,500 Per Adult, $7,200 Per Household

12 September 2006

A Dangerous Parallel to the Great Depression Points to a Weaker Economy in 2006

12 September 2006

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