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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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ACCION Microloan Portfolio Reaches $1 Billion in 2005, Providing Lending to 1.5 Million Poor Annually

12 September 2006

U.S. Warns About Nontraditional Mortgages

12 September 2006

Some Sam's Club Customers' Credit Card Data Possibly Exposed

12 September 2006

JP Morgan Chase to Purchase Collegiate Funding Services for $633 million

12 September 2006

Consumer Prices Plunge 0.6% in November

12 September 2006

Bank of America Receives Federal Reserve Approval for MBNA Merger

12 September 2006

3rd qtr Mortgage Delinquencies Rise

12 September 2006

WalMart Starting to Pass Bad Check Collection to Private Collection Firms

12 September 2006

U.S. Banks Raise Prime Rate to 7.25 percent

12 September 2006

Subprime Bankcard Growth on the Rise, Reports TransUnion

12 September 2006

Cooler U.S. Housing Market to Slow GDP in 2006

12 September 2006

TSYS Acquires Equity Interest In China UnionPay Data

12 September 2006

Consumer Sentiment Improves in December

12 September 2006

First Data Prepaid Services' Survey Profiles Canadian Gift Card Market

12 September 2006

Fed Seen Raising U.S. Rates, May Signal Change Ahead

12 September 2006

Email Marketing Communications From Credit Card Issuers to Their Customers Should Be Improved - Report

12 September 2006

Experian Acquires PriceGrabber.com

12 September 2006

Freddie Mac Survey Asks Why More Delinquent Borrowers Don't Call Lenders for Help

12 September 2006

Citigroup Bids $1.5 bln for China Bank Stake

12 September 2006

Experian-Gallup Survey Shows Most Consumers Are Optimistic About Their Financial Situation for 2006

12 September 2006

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