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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Bank Crisis: Lehman Files Bankruptcy, Bank of America to Buy Merrill for $50 Billion

15 September 2008

CareFirst BlueCross BlueShield: Sorry, no credit. Don't ask.

15 September 2008

U.S. Retail Sales Drop Unexpectedly in August

12 September 2008

Foreclosure Activity Increases 12 Percent In August

11 September 2008

nTelagent Sees Consumers Replacing Health Insurers as Primary Payers

11 September 2008

Waud Capital Partners Announces Investment in Healthcare Revenue Cycle Management

10 September 2008

TransUnion: Mortgage Loan Delinquency Rates Rise For Sixth Straight Quarter

9 September 2008

Dunwoody Technologies Acquires Interest in Collection Scoring Provider Eclipse

9 September 2008

Sharp Drop-off in Auto Sales as Credit Card Spending Keeps Pace in July

9 September 2008

ARM Index Reflects Ongoing Challenges with Recoveries

9 September 2008

Experian Research Highlights the Effects of the Mortgage Meltdown on Small Businesses

8 September 2008

Comtech Systems Acquires EZServer.biz

8 September 2008

Student Loans, Low Entry Level Salaries Put New Grads on a Shaky Path

8 September 2008

More Employers Will Offer High Deductible Health Plans to Curb Costs: Survey

8 September 2008

New Jobless Numbers Push Misery Index Up to 11.7 Percent

5 September 2008

National Foundation for Credit Counseling to Hold Annual Conference in Baltimore

5 September 2008

Consumer Groups Get an 'F' for Phony Scorecard

5 September 2008

Unemployment Rate Surges to 6.1 Percent in August

5 September 2008

Discover U.S. Spending Monitor up 2.6 Points in August

4 September 2008

Jobs Reports Indicate More People Out of Work

4 September 2008

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