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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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U.S. Economy: Index Points to Further Slowdown

12 September 2006

Ex-HSBC Exec Pleads Guilty in Telemarketing Fraud

12 September 2006

Visa Gets Tough on Consumer Data

12 September 2006

Virginia: The Best State For Business

12 September 2006

Consumer Lawsuits Against Credit Bureaus Are Multiplying

12 September 2006

Business Leaders More Confident Than a Year Ago: PricewaterhouseCoopers

12 September 2006

Bi-Lo's Grocery Credit Card Stirs Concern

12 September 2006

Pentagon Opens War Against Predatory Lending

12 September 2006

Fed says Banks More Willing to Make Consumer Loans

12 September 2006

Credit Card Companies Need to Understand Retention - Report

12 September 2006

IRS Begins to Ramp Up Private Collection Program

12 September 2006

AmeriDebt Founder Accused of Hiding Funds

12 September 2006

Debts Forgiven, Taxes Increased

12 September 2006

Congress Passes Massive Overhaul of Non-Profit Credit Counseling

12 September 2006

Treasury Secretary: U.S. Economy Slowing to Sustainable Growth

12 September 2006

FTC and Federal Reserve Issue Report on Compliance with Consumer Dispute Provisions of FCRA

12 September 2006

China's CCB Eyes Bank of America (Asia)

12 September 2006

RBC Cash Index finds U.S. Consumer Confidence Drops in August

12 September 2006

Fed Leaves Rates Unchanged at 5.25%

12 September 2006

An Economist Talks about the Scope of America's Growing Consumer Debt

12 September 2006

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