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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Credit Card Companies to Pay $336 mln Over Currency Fees

12 September 2006

Lawsuit Filed Over CardSystems Data Breach

12 September 2006

Wachovia Unveils New Payment Card Strategy

12 September 2006

Consumers Make a Federal Case Over Debt Re-Aging

12 September 2006

Newspaper Goes After Debt Purchasers

12 September 2006

Merchants of Debt

12 September 2006

Bernanke: High Energy Prices Hurt Economy

12 September 2006

Consumer Groups Want Investigation into Credit Card Fees

12 September 2006

Experian-Gallup Survey Shows Higher Gas Prices Are Financial Hardship for Lower-Income Consumers

12 September 2006

Consumer Spending Trends of Banked and Unbanked Cardholders Released

12 September 2006

White House: No Need for Military Credit Monitoring Services

12 September 2006

Federal protection for consumer credit, debit transactions

12 September 2006

Consumer Sentiment Takes Unexpected Dip in July

12 September 2006

Personal Bankruptcy Filings Plunge 69% in Second Quarter

12 September 2006

Bill Would Add Politcal Telemarketing to Do-Not-Call List Restrictions

12 September 2006

Washington Mutual Cutting 900 More Jobs

12 September 2006

New Republican Policies Would Divert Billions from Small Businesses

12 September 2006

U.S. Consumer Credit Up 2.4% in May, Credit Cards Up 10%

12 September 2006

State Attorney General Sues ?Credit Counselor? For Deceiving, Threatening Consumers

12 September 2006

Repossessions, Loan Defaults on the Rise

12 September 2006

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