Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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Debt Collector Strategies for Responding to a Consumer Attorney
16 December 2011
Sponsoring Rep. Kills TCPA Reform Bill
15 December 2011
FDCPA Lawsuits Continue Downward Slide in November
14 December 2011
Texas AG Files Suit Against Debt Collection Agency
13 December 2011
NPR Jumps into "Debtors' Prison" Fracas
12 December 2011
Missouri Supreme Court Declines to Hear AG's Appeal of Lawsuit Against Portfolio Recovery Associates
12 December 2011
Preventable Collections Lawsuits: What Does the Future Hold?
9 December 2011
Senate Republicans Block Vote on CFPB Director; Obama Scolds
9 December 2011
All of the Attorneys General Voice Opposition to TCPA Reform
8 December 2011
Debt Collection Cease and Desist Letters: The Unintended Consequences
6 December 2011
White Houses Pitches Debt Collection Regulation to Push CFPB Vote
6 December 2011
I.C. System Sends Key Executives to Washington, D.C. for Industry Fly-in
2 December 2011
Debt Collection Compliance: 10 Voices from the Collection Industry
2 December 2011
The Round-Up: Lawsuit seeks to stop welfare debt collection from children
1 December 2011
District Court Rules that Debt Collectors are Exempt from the TCPA
1 December 2011
Minnesota Commerce Department Cracks Down on Unlicensed Internet Payday Lenders
1 December 2011
FDCPA Lawsuits Fall Again in First Half of November
30 November 2011
Former "Debt Collectors" Sentenced to 14 Years in Prison
29 November 2011
Sharing Thanks and Thanksgiving Wishes
23 November 2011
Debt Collectors (Don't) Want to Send Debtors to Prison
23 November 2011
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