Visa and Experian announced yesterday they had teamed to launch a series of risk management products geared to financial institutions.
The first product is BankruptcyPredict which combines transactional data from Visa and credit file information from Experian to create consumer credit risk scores, the two partners said. BankruptcyPredict provides a comprehensive view of a consumer’s credit activity because it uses transactional data from multiple payment cards, loans and other credit products, Visa and Experian reported.
BankruptcyPredict will be available for subscription in the first quarter of 2008. Costa Mesa, Calif.-based Experian provides consumer information and analysis. Products of San Francisco-based Visa generated $1.8 trillion in volume in the 12 months ending on March 31.
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