A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.

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Out of Stat Debt Case Offers Three Lessons to Collectors

27 March 2017

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Student Loan Guarantor Agency Not Liable for Collector’s Alleged TCPA Violations

14 March 2017

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Online Lender Wins Motion to Compel Arbitration and Avoids Nationwide Consumer Class Action

8 March 2017

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Petitioners Seek Prior Express Written Consent for All Autodialed Calls to Cell Phones Under the TCPA

21 February 2017

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New Audit Shows Where CFPB Civil Penalty Funds Are Going

22 December 2016

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Convoke Releases Expanded Debt Validation Features

21 December 2016

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FCC Denies MBA’s Petition to Exempt ‘Servicing Calls’ from TCPA

7 December 2016

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CFPB Issues Compliance Bulletin on Production Incentives

30 November 2016

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9th Cir. Holds Debtor’s Acknowledgement of Debt Does Not Excuse Untimely Proof of Claim

28 November 2016

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4th Cir. Holds Foreclosure is FDCPA ‘Debt Collection,’ Mere Servicer Need Not Provide TILA Notice of Assignment of Loan

8 November 2016

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FTC Wins Largest Ever Litigated Judgment -- $1.3 Billion

4 October 2016

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Is Marketplace Lending Still the Next Debt Collection Frontier?

4 October 2016

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Why Debt Collectors Should Take Notice of IBM’s Acquisition of Promontory

3 October 2016

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LendUp Feels Growing Pains As CFPB Orders Payment for Misleading Practices

29 September 2016

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Harvest Strategy Group Execs to Speak at National Credit Union Collections Conference

26 September 2016

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House Committee Approves Dodd-Frank Replacement Bill

21 September 2016

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5th Circuit Rules Against Collector For Not Making Disclosures in Time-Barred Debt Case

14 September 2016

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Wells Fargo $185 Million Penalty is a Warning to Collectors, Too: Look Hard at Your Compensation Plans

9 September 2016

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U.S. District Court Judge Dismisses Collection Litigation Suit Against Bank of America

8 September 2016

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Tim Bauer on the Making of a “Must-Attend” ARM Industry Conference

1 September 2016