A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.

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7th Cir. Holds Creditor Liable for Its Counsel’s Bankruptcy Discharge Violation

22 October 2019

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Lively Debt Collection Debate Likely in House Fin. Servs. Committee Hearing Tomorrow

25 September 2019

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The CFPB’s Proposed Debt Collection Rules—What They Mean for Financial Institutions That Outsource to Collection Vendors

10 September 2019

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Capital One Latest to Be Caught in Data Breach, Affecting 100M Consumers

30 July 2019

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SCOTUS Adopts ‘Objectively Reasonable’ Standard for Violations of Bankruptcy Discharge Orders in Context of Civil Contempt

24 July 2019

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Arbitration Clauses: What Works, What Doesn’t, and How Creditors Can Help

27 June 2019

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Why Creditors and Servicers Should Care About the CFPB’s Proposed Debt Collection Rules

14 May 2019

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Debt Buyers in N.D. Illinois Beware: Purchase May Not Transfer Right to Collect Post-Charge Off Interest, According to Court

1 April 2019

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Ninth Circuit Court of Appeals Confirms That Creditors Are Not Per Se Liable for Calls Placed by Collectors– but Rules Against Creditor Anyway

26 March 2019

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insideARM Hires Expert to Launch Commercial Credit and Collections Vertical

25 March 2019

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CFPB FDCPA Report Shows Market Trends, Frowns Upon Creditors Responding Directly to Verification Requests

21 March 2019

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Arbitration Back in the Limelight: Bill Introduced to Limit Arbitration for Consumers

4 March 2019

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CFPB Publishes its Fall 2018 Semi-Annual Report: Credit Invisibility, Mortgage Shopping, Consumer Complaints, and a Laundry List of Enforcement Actions

27 February 2019

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Payday Retail Lender Settles with CFPB for Overcharging Customers, Risking Third Party Disclosure, and Misstating APR

6 February 2019

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Online Lending Policy Summit Offers Window Into Future of Collections

26 November 2018

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BCFP Revisits Payday Rule, Expected January 2019

29 October 2018

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Innovation: Opening the Door for Regulatory Engagement

29 October 2018

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Consumer Group Poll Shows Voters Disfavor Current Direction of BCFP but Support its Overall Mission

7 August 2018

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Treasury Fintech Report Recommendations Could Change Banking As We Know It

2 August 2018

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2 New Rules in Massachusetts Add to Requirements for Default Judgment

19 July 2018