A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.
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CFPB's Latest Report Focuses on Actual Payment Information in Credit Reports
2 December 2020
9th Cir. Holds Mere Reliance on Contract Provision Not Enough for FDCPA ‘Bona Fide Error’ Defense
19 November 2020
The CFPB's Final Debt Collection Rule: Impacts on Creditors
4 November 2020
Credit Eco To Go: The Digitization of Financial Services is Here
15 September 2020
CFPB Study of Consumer Finances Following Early Pandemic is Positive. Will Coming Months Paint a Different Story?
1 September 2020
Breakdown of NYC DCA FAQs and Reporting Requirements for New LEP Rule
10 August 2020
How Your Peers are Handling Strategy & Tech Issues, Data Straight from the iAST Polls
22 July 2020
7th Cir. Holds FCRA Requires Furnishers to Correctly Report Liability, but Not CRAs
22 July 2020
OCC Issues Final Rule to Fix Madden, and Clarify the Validity of the ‘Valid When Made’ Doctrine
3 June 2020
Minnesota Order Protects Stimulus Checks and Halts ALL New Garnishments
6 May 2020
Senators Warren and Schatz Question Credit Bureaus About Their Compliance with CARES Act Requirements
30 April 2020
Rhode Island Exempts Stimulus Checks from Seizure by Creditors and Debt Collectors
29 April 2020
Roundup of New Pandemic-Related Debt Collection Guidance From the Past Week (WI, IL, WA, OH)
16 April 2020
DC Prohibits Outbound Collection Efforts Amid COVID-19
8 April 2020
Massachusetts Releases FAQs About Its COVID-19 Guidance
6 April 2020
7th Cir. Holds Creditor Liable for Its Counsel’s Bankruptcy Discharge Violation
22 October 2019
Lively Debt Collection Debate Likely in House Fin. Servs. Committee Hearing Tomorrow
25 September 2019
The CFPB’s Proposed Debt Collection Rules—What They Mean for Financial Institutions That Outsource to Collection Vendors
10 September 2019
Capital One Latest to Be Caught in Data Breach, Affecting 100M Consumers
30 July 2019
SCOTUS Adopts ‘Objectively Reasonable’ Standard for Violations of Bankruptcy Discharge Orders in Context of Civil Contempt
24 July 2019