Credit Grantors News

A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.

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CFPB's Latest Report Focuses on Actual Payment Information in Credit Reports

2 December 2020

9th Cir. Holds Mere Reliance on Contract Provision Not Enough for FDCPA ‘Bona Fide Error’ Defense

19 November 2020

The CFPB's Final Debt Collection Rule: Impacts on Creditors

4 November 2020

Credit Eco To Go: The Digitization of Financial Services is Here

15 September 2020

CFPB Study of Consumer Finances Following Early Pandemic is Positive. Will Coming Months Paint a Different Story?

1 September 2020

Breakdown of NYC DCA FAQs and Reporting Requirements for New LEP Rule

10 August 2020

How Your Peers are Handling Strategy & Tech Issues, Data Straight from the iAST Polls

22 July 2020

7th Cir. Holds FCRA Requires Furnishers to Correctly Report Liability, but Not CRAs

22 July 2020

OCC Issues Final Rule to Fix Madden, and Clarify the Validity of the ‘Valid When Made’ Doctrine

3 June 2020

Minnesota Order Protects Stimulus Checks and Halts ALL New Garnishments

6 May 2020

Senators Warren and Schatz Question Credit Bureaus About Their Compliance with CARES Act Requirements

30 April 2020

Rhode Island Exempts Stimulus Checks from Seizure by Creditors and Debt Collectors

29 April 2020

Roundup of New Pandemic-Related Debt Collection Guidance From the Past Week (WI, IL, WA, OH)

16 April 2020

DC Prohibits Outbound Collection Efforts Amid COVID-19

8 April 2020

Massachusetts Releases FAQs About Its COVID-19 Guidance

6 April 2020

7th Cir. Holds Creditor Liable for Its Counsel’s Bankruptcy Discharge Violation

22 October 2019

Lively Debt Collection Debate Likely in House Fin. Servs. Committee Hearing Tomorrow

25 September 2019

The CFPB’s Proposed Debt Collection Rules—What They Mean for Financial Institutions That Outsource to Collection Vendors

10 September 2019

Capital One Latest to Be Caught in Data Breach, Affecting 100M Consumers

30 July 2019

SCOTUS Adopts ‘Objectively Reasonable’ Standard for Violations of Bankruptcy Discharge Orders in Context of Civil Contempt

24 July 2019