Debt collection refers to the work done to recover balances from credit accounts that are past due. Most commonly, debt collection specifically references third party debt collectors whose clients include banks, credit card issuers and other credit grantors, debt buyers, governments, and any organization that extends credit or owns an account where a balance is due. Collection methods traditionally include phone calls from call center agents, e-mails, and letters, and increasingly, SMS text. If an account remains in arrears after these efforts, the collection agency may contract with a collection attorney to file suit to recover the debt, if the collection agency is not positioned to do so.

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5th Cir. Holds Threat of Lawsuit to Collect Partially Time-Barred Debt Did Not Violate FDCPA

21 September 2017


Court Rules Verification Docs Fulfill “Least Sophisticated Consumer” Standard

21 September 2017


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14 September 2017


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12 September 2017


3rd Circuit: 2nd Collection Letter Within 30 Days of First Letter is "Overshadowing"

7 September 2017


NJ Judge Disagrees with NY Judge in FDCPA Case Involving Credit Repair Agreement

6 September 2017


FDCPA Case Law Review for August 2017

6 September 2017


New Collection Letter Lawsuits in California and New York: What Your Agency Needs to Know Now

30 August 2017


3 Lessons You Should Take From the Latest 1099(c) Letter Case

30 August 2017


Court Dismisses CFPB Lawsuit Due to Willful Failure to Participate in Discovery and Obey Court Orders

28 August 2017


California District Court Dismisses FDCPA Claim Over a Potential Convenience Fee for Lack of Article III Standing Under Spokeo

23 August 2017


TCPA Student Loan Calls Case Dismissed – Court Determines TCPA Exception Applied

23 August 2017


Don’t Cloud the Validation Notice: 8 Tips to Avoid Overshadowing

22 August 2017


District Court Holds 1099-C Language Not in Violation of FDCPA or ICAA

22 August 2017


FDCPA Bona Fide Error Defense Did Not Protect Debt Collector Despite Following Controlling Precedent, En Banc Seventh Circuit Rules

9 August 2017


Latest CFPB Consumer Survey Proposal Receives Mixed Review; One Industry Separates Itself from Another

7 August 2017


FDCPA Case Law Review for June and July 2017

31 July 2017


Consumer's Credit Repair Agreement Becomes Issue in Collection Dispute

20 July 2017


Big Changes to West Virginia Debt Collection Laws Now in Effect

19 July 2017


FTC Shuts Down Another Fake Debt Collector

18 July 2017