The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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25 July 2019

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16 July 2019

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15 July 2019

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11 July 2019

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27 June 2019

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20 June 2019

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19 June 2019

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17 June 2019

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13 June 2019

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10 June 2019

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5 June 2019

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4 June 2019

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3 June 2019

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29 May 2019

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8th Cir. Rejects FDCPA Claim for Unlicensed Collection Letter Signer

29 May 2019