FDCPA News RSS Feed

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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A blackboard with x's and o's depicting a football play [Image by creator yeyen from AdobeStock]

Consent vs. Preference in Reg F - Don't Confuse Them

20 October 2021
Photo of hourglass with sand all in the bottom [Image by creator Zerophoto from AdobeStock]

Without Creditor Cooperation, Debt Collectors Cannot Safely Work Accounts After November 29th

11 October 2021
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Federal Court Agrees with Debt Collectors; Holds Two Hunstein Copycat Plaintiffs Have Standing in Federal Court

7 October 2021
An animated image of a judge facing two lawyers in court [Image by creator cookart from AdobeStock]

7th Cir. Holds Collecting ‘Fees on Fees’ Did Not Violate the FDCPA

29 September 2021
A set of five different-shaped road signs that all say "Penalty" [Image by creator Argus from AdobeStock]

DFPI Sanctions Debt Collector in First Action Under the California Consumer Financial Protection Law

27 September 2021
Man in a suit holding a large cardboard box that says "Dismissed" [Image by creator nito from AdobeStock]

7th Cir. Holds FDCPA ‘Debt Validation Notice’ and ‘Caller Identification’ Issues Not Enough for Standing

14 September 2021
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ICYMI: CFPB Takes Action Against Fair Collections & Outsourcing for Misrepresentation and Failing to Investigate ID Theft.

31 August 2021
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10th Circuit Says Single Phone Call is Sufficient for Standing, Blasts Defense Counsel for Presenting Bona Fide Error Defense Without Procedures.

26 August 2021
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6th Cir. Holds Mere Confusion Does Not Impart Article III Standing, Reverses FDCPA Ruling in Favor of Defendant

25 August 2021
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Does Your Collection Agency Name Violate Regulation F? [Podcast]

19 August 2021
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Utah District Court Finds Petition Clause Bars FDCPA Suit Brought Against Debt Buyer for Filing Collection Suit Without a License

18 August 2021
Image of a blackboard with a 3 item checklist that includes Plan, Prepare, Perform [Image by creator Yury Zap from AdobeStock]

CFPB Finalizes Regulation F Implementation Date: What Your Organization Needs To Consider in Order To Be “Reg F Ready”

3 August 2021
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BREAKING: CFPB Confirms Reg F Will Take Effect on November 30, 2021

30 July 2021
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The TransUnion Decision: A Blessing or a Curse for the ARM Industry?

29 July 2021
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D.C. Council Passes Comprehensive Debt Collection Bill; Sends to Mayor for Signature

28 July 2021
Man in a suit holding a large cardboard box that says "Dismissed" [Image by creator nito from AdobeStock]

Eastern District of New York Dismisses Six Hunstein Copy-Cat Cases; Questions Hunstein’s Viability After TransUnion

26 July 2021
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

8th Cir. Confirms Various Loss Mit and Foreclosure Communications Not Subject to FDCPA

22 July 2021
An animated image of a judge facing two lawyers in court [Image by creator cookart from AdobeStock]

Hunstein Stay Denied!: Court Refuses to Stay Hunstein Case Pending En Banc Determination–Withholding of Mandate Immaterial

19 July 2021
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Consumer Relations Consortium Receives Responses from Nevada Regarding New Medical Collections Law

12 July 2021
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Nevada Federal Court Won't Weigh in on Medical Collection Law Until Late July

30 June 2021

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