The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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FDCPA Case Law Review for December 2016

18 January 2017

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SCOTUS Hears Oral Arguments on FDCPA Out-of-Statute Debt Case

18 January 2017

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New York Court Rules in Favor of Passive Debt Buyer

17 January 2017

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Court Rejects Spokeo Argument - Declines to Dismiss FDCPA Envelope Case

12 January 2017

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Collection Agency Fights the Good Fight (and Wins!)

11 January 2017

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U.S. District Court in Indiana Rules 1099(c) Disclosure by Collection Agency is Not Misleading

11 January 2017

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Latest CFPB Consent Order Changes the Rules for Collection Law Firms

10 January 2017

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Collection Agency Wins FDCPA Case Against Plaintiff Without an Account

9 January 2017

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FDCPA Case Law Review for November 2016

9 January 2017

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Agency Seeking Attorney Fees in FDCPA Case Gets Mixed Result

5 January 2017

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Kansas District Court Provides No Clarity on Payment/Revival Disclosures

4 January 2017

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Requesting Attorneys’ Fees in Court Summons Does Not Misrepresent Amount of Debt

3 January 2017

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Illinois Federal Judge Rules Collection Agency is Liable for Law Firm's FDCPA Violation

20 December 2016

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Judge Grants Collection Agency's Motion For Summary Judgment in FDCPA Bona Fide Error Case

15 December 2016

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Judge Denies Prevailing Party's Motion For Attorneys' Fees in FDCPA Case

14 December 2016

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Court Holds That Interest Reference in Dunning Letter is Not FDCPA Violation

12 December 2016

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Breaking News: Second Circuit Court of Appeals Denies Request for Interlocutory Appeal in FDCPA Voice Message Case

8 December 2016

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Fasten Your Seatbelts For The Case Of This Mafia-Style Consumer Litigation Operation

7 December 2016

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Federal Judge Determines That 18 Calls Over Two-Week Period Does Not Violate FDCPA

6 December 2016

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U.S. District Court Judge Rules Against Collection Agency for Incomplete Disclosures

6 December 2016