Statute of Limitations News

The debt statute of limitations is the legal time limit a party has to collect a debt through the court system. After that time a creditor or third party, such as a debt collection law firm, may not sue to enforce the credit agreement. Collecting using traditional methods such as calling or lettering is still allowed. The statute of limitations varies from state to state and by type of debt, and is typically between three and 10 years.

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FDCPA’S Bona Fide Error Defense Applies to a Mistake of Law in Determining the Appropriate Statute of Limitations

18 March 2021

Part 2 of the CFPB's Final Debt Collection Rule (Reg F) is Here

18 December 2020

2020 Collections-Related Case Law Year in Review

17 December 2020

CFPB Debt Collection Rule Released: How Did the Cookie Crumble on Hot Industry Topics?

30 October 2020

Debt Collection Should be on Congress' Mind, Congressional Research Service Suggests

26 October 2020

The Trichell Offspring Saga: M.D. Fla. Dismisses FDCPA Suit for Lack of Standing

20 October 2020

CFPB Sues Encore for Issues Related to Collection Litigation and Time-Barred Debts (and the Irony Behind Some of These Claims)

9 September 2020

Consumer Relations Consortium Submits Comment to CFPB’s SNPRM for Time-Barred Debts

5 August 2020

4th Cir. Holds Each FDCPA Violation Subject to New Statute of Limitations

15 July 2020

Wash. AG Sues Debt Collector for Time-Barred Debt Issues

30 June 2020

CFPB Extends SNPRM Comment Period Again Due to COVID

19 May 2020

Moral of the Story: Web Payment Portals Need Time-Barred Debt Disclosures if Applicable

28 April 2020

CFPB Extends Time-Barred Debt SNPRM Comment Deadline

26 March 2020

COVID-19: Several States Toll Statutes of Limitations on Legal Actions

25 March 2020

Complexity of Calculating Out of Stat Date Rears its Head in Maryland Court Decision

9 March 2020

The Impact of the CFPB's Supplemental Proposed Rulemaking for Time-Barred Debt Disclosures is Greater Than What Appears

27 February 2020

Quick FDPCA Stats from the iA Case Law Tracker

27 February 2020

The CFPB's SNPRM for Time-Barred Debts—Breaking It Down

24 February 2020

2020: What’s on the Horizon for the Debt Collection Industry

6 January 2020

Supplemental NPRM for Time-Barred Debts Coming "Very Early in 2020"

19 December 2019