The debt statute of limitations is the legal time limit a party has to collect a debt through the court system. After that time a creditor or third party, such as a debt collection law firm, may not sue to enforce the credit agreement. Collecting using traditional methods such as calling or lettering is still allowed. The statute of limitations varies from state to state and by type of debt, and is typically between three and 10 years.
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Part 2 of the CFPB's Final Debt Collection Rule (Reg F) is Here
18 December 2020
2020 Collections-Related Case Law Year in Review
17 December 2020
CFPB Debt Collection Rule Released: How Did the Cookie Crumble on Hot Industry Topics?
30 October 2020
Debt Collection Should be on Congress' Mind, Congressional Research Service Suggests
26 October 2020
The Trichell Offspring Saga: M.D. Fla. Dismisses FDCPA Suit for Lack of Standing
20 October 2020
CFPB Sues Encore for Issues Related to Collection Litigation and Time-Barred Debts (and the Irony Behind Some of These Claims)
9 September 2020
Consumer Relations Consortium Submits Comment to CFPB’s SNPRM for Time-Barred Debts
5 August 2020
4th Cir. Holds Each FDCPA Violation Subject to New Statute of Limitations
15 July 2020
Wash. AG Sues Debt Collector for Time-Barred Debt Issues
30 June 2020
CFPB Extends SNPRM Comment Period Again Due to COVID
19 May 2020
Moral of the Story: Web Payment Portals Need Time-Barred Debt Disclosures if Applicable
28 April 2020
CFPB Extends Time-Barred Debt SNPRM Comment Deadline
26 March 2020
COVID-19: Several States Toll Statutes of Limitations on Legal Actions
25 March 2020
Complexity of Calculating Out of Stat Date Rears its Head in Maryland Court Decision
9 March 2020
The Impact of the CFPB's Supplemental Proposed Rulemaking for Time-Barred Debt Disclosures is Greater Than What Appears
27 February 2020
Quick FDPCA Stats from the iA Case Law Tracker
27 February 2020
The CFPB's SNPRM for Time-Barred Debts—Breaking It Down
24 February 2020
2020: What’s on the Horizon for the Debt Collection Industry
6 January 2020
Supplemental NPRM for Time-Barred Debts Coming "Very Early in 2020"
19 December 2019
Supreme Court: FDCPA Claims Run from Date of Violation, Not from Date of Discovery
11 December 2019