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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Mortgage Delinquencies to Rise, and Then Fall in 2012; Credit Card Delinquencies to Remain Steady

8 December 2011

November Consumer Bankruptcy Filings Drop 12 Percent from Last Year

6 December 2011

Credit Card Charge-Offs Jump as Delinquencies Near Record Lows

30 November 2011

Debt Collectors (Don't) Want to Send Debtors to Prison

23 November 2011

Private Student Loan Providers Soon to be Under CFPB Scrutiny

18 November 2011

National Credit Card Delinquencies Increase, But Remain Near Record Low Levels

16 November 2011

TransUnion: National Mortgage Loan Delinquencies Increase for First Time Since 2009

8 November 2011

U.S. Adds 80,000 Jobs in October; Unemployment Rate Drops to 9 percent

4 November 2011

Total Outstanding Consumer Debt Now Nearly Equivalent to Pre-Recession Levels

3 November 2011

Setting the Record Straight: Bad Local Press for Collection Agencies

2 November 2011

U.S. Economy Grew at 2.5 percent Rate in Third Quarter

27 October 2011

Massachusetts Set to Overrule Past Foreclosures; Harbinger for ARM Industry?

25 October 2011

Small Business Owner Optimism for the Future Drops to Lowest Point in 2011

24 October 2011

S&P/Experian Credit Default Indices September Sees Increases in all Credit Line Default Rates Except Autos

21 October 2011

Are Consumers Paying Down Their Credit Cards?

21 October 2011

What Percent Are You? Working Through the Ninety-Nine Percent

20 October 2011

Student Loans: The ARM Industry's New Oil Well?

20 October 2011

Student Loan Debt Actually Will Top One Trillion. As in Dollars.

20 October 2011

Kaulkin Ginsberg Releases Q3 2011 Outsourced Business Services M&A Report

12 October 2011

Consumer Bankruptcy Filings Down 10 Percent Through Q3 2011

11 October 2011

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