Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Consumer Delinquencies Rise in Q2 2011; Credit Cards Decline

5 October 2011

Auto Loan Originations Now Consistent With Pre-Recession Levels

5 October 2011

Bank Professionals Pessimistic on Consumer Credit Outlook: FICO

3 October 2011

Will Operation Twist Improve Recoveries for US ARM Companies?

30 September 2011

The Changing Debt Relief Industry - One Year Later

26 September 2011

S&P/Experian Credit Default Indices Show a Significant Decrease in Bank Card Default Rates

21 September 2011

Pre-paid Cards: The Wave of the Future, or a Wave Goodbye?

15 September 2011

Default Rates Rise for Federal Student Loans

13 September 2011

Lots of Acquisition Announcements in the ARM Industry

6 September 2011

Americans Strongly Value Paying Down Debt Over Saving

1 September 2011

Credit Risk Declining for Sixth Straight Quarter; Driven by Fewer Delinquent Consumers

31 August 2011

The ARM Industry is in for a Long Recovery - Part II

30 August 2011

How "Crazy" Do You Have to Be to Get a Loan Forgiven?

30 August 2011

Consumers (Allegedly) Saved the Economy in July by Buying Cars, Maybe

29 August 2011

The New Normal: How Collection Agencies Are Dealing With the Economic Downturn

26 August 2011

ACA's Ask Doctor Debt to be Featured in Supplement in USA Today

26 August 2011

Implementing the Inscrutable: What Are Collection Agencies Doing About the Affordable Care Act?

26 August 2011

The ARM Industry is in for a Long Recovery - Part I

18 August 2011

Experian: Credit Card Delinquencies Down, Late Mortgage Payments Up

12 August 2011

Consumers Still Complaining: 2010 Consumer Complaint Survey Report Released

11 August 2011