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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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November Foreclosures Decrease 7 Percent from Last Month; Increase 28 Percent from Last Year

11 December 2008

U.S. Debt Settlement Celebrates Five-Year Anniversary

8 December 2008

Big 3 Automakers Begging for $34 billion; Congress Eyeing $15 billion

8 December 2008

Consumer Credit Drops $3.5 billion in October

8 December 2008

TransUnion.com: Mortgage Delinquency Rates Rise for Seventh Straight Quarter

8 December 2008

Bad Credit on the Rise

5 December 2008

U.S. Lost 533,000 Jobs in November; Unemployment Rate 6.7%

5 December 2008

Fed Helps AIG Take Risky Loans Off its Balance Sheet

4 December 2008

Capital One to Acquire Chevy Chase Bank for $520 million

4 December 2008

Americans Want More Regulation for Banks: Harris Poll

3 December 2008

Strong Start to the Holiday Shopping Season. A Good Sign for Recoveries?

3 December 2008

Debt Settlement Association Pushing for Regulation, Standardization

3 December 2008

Survey Finds Credit Cards Still Have Lure for More Than 12 Million Americans

3 December 2008

Recession Declared ?Official?, Began in December 2007

2 December 2008

VWA Sees 30 Percent Increase in Third Party Collections in Past Two Months

2 December 2008

Delta Community Credit Union Selects Online Resources for Billpay

1 December 2008

Unexpected Increase in Mortgage Applications

26 November 2008

Government to Spend $200 billion to Unclog Consumer Lending Market

26 November 2008

Third Quarter GDP Growth Revised Down to -0.5 Percent

25 November 2008

Caine & Weiner Expands as the Economy Falters

25 November 2008

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