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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Citigroup Gets $20 billion Government Capital Infusion

24 November 2008

Weakness Broadens Across U.S. Housing Market as Credit Crunch, Economy Take a Toll

24 November 2008

Discover Small Business Watch: Small Business Economic Confidence Continues to Fall

24 November 2008

MyWayForward.com to Help Survivors Deal with the Challenges Created by the Death of a Loved One

24 November 2008

Private Equity Investment May Signal Factoring as Fresh Source for Business Capital

24 November 2008

Workers, Consumers to be Biggest Losers in Big Three Automakers? Breakdown

21 November 2008

U.S. Consumers Planning Dramatic Shifts in Personal Spending: Study

21 November 2008

Banks Show Sliding Confidence on Collection Prospects, But Expect Rebound: Survey

20 November 2008

Unrealistic Collection Expectations Drive Consumers to Debt Settlement

20 November 2008

Consumer Prices Plummet on Lower Energy Costs

19 November 2008

ABA Testifies on Current Status of the Troubled Assets Recovery Program

19 November 2008

Consumers Reaching Out to NFCC in Record Numbers

19 November 2008

NFCC Urges Credit Card Companies to Adopt Plan to Help Consumers Repay Debts

17 November 2008

FTC Charges 10 Internet Payday Lenders with Deceptive Lending and Collection Tactics

17 November 2008

Paulson Discusses Changes in Bailout Focus

14 November 2008

Unemployment, Underemployment, and Justifiable Collective Hysteria

13 November 2008

Collection Agencies Wary of Debt Settlement Firms, But See their Purpose

13 November 2008

Microfinance Looks Set to Emerge as a New Asset Class

13 November 2008

October Foreclosures Up 25 Percent from Last Year, 5 Percent from Last Month

13 November 2008

Government Rolls Out Program for Mortgage-Holders in Trouble

12 November 2008

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